Institutional Investors

Your Mission Is Our Mission

At American Trust Wealth Management, being a fiduciary is the very cornerstone of our foundation. What that means for your institution is that you will always receive the highest standard of care in the industry. It means you can count on us to put your organization first by always doing what’s in your best interest. We are here to help you on the journey to achieve your mission.

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Certified for Best Practices

Recognized globally for its fiduciary oversight process, the Centre for Fiduciary Excellence (CEFEX) has annually certified  Unified Trust® a Division of American Trust Company, as  meeting its highest standards of Fiduciary Practices for Investment Advisors.

A Higher Standard

Many financial institutions tend to avoid fiduciary status to reduce liability and even increase profit.  We’re different.  We see being a fiduciary, a legal duty, as an opportunity to better serve our clients.

Every Dollar Counts

Any revenue sharing payments we receive from fund companies are passed back to your organization in full, providing a direct offset to your fees.  This helps ensure that investment selections are always made in your institution’s best interest, not ours.

OUR APPROACH

A comprehensive investment management, advisory and fiduciary service

Learn how non-profit organizations can meet their investment goals while minimizing risk.

See How

A prudent process can make your mission possible

Managing a foundation or endowment requires a balance of short- and long-term planning, daily operations and active investment oversight, all within a fiduciary compliant manner. We  implement effective procedures and prudent policies to help make your mission a reality.

  • American Trust first works with you to understand your institution's short-term and long-term investment goals. From there, our team of experts organize the investment approach, while identifying and documenting the responsibilities of all parties.
  • Next, we formalize the process through creation of a detailed Investment Policy Statement (IPS). Organizations such as yours often face the trade-off between the competing goals of supporting short-term operations and preserving long-term assets. Therefore, economic issues such as interest rates and inflation are important to consider. The IPS is customized to the unique needs of your organization and will set the criteria for the prudent selection and retention of investments.

  • The investment approach is then implemented in accordance with the IPS, its stated risk level and diversification parameters, including consistency with the Uniform Prudent Management of Institutional Funds Act (UPMIFA).

  • The final step is the prudent and continuous monitoring of the portfolio and its investments. To assist your organization in being prudent in monitoring us, we provide a quarterly Fiduciary Monitoring Report.

We are here to help you on the journey to achieve your mission.

Investment Strategy

Your institution’s investments may change, but these core philosophies will always be present in the strategy.

  • Allocating savings across investment categories can help lower your risk.

  • High quality assets with better historical track records can provide stability.

  • Keeping costs under control can have a positive impact over the long term.

  • Investment management for your risk capacity and tolerance.

  • Unconflicted and extensive investment option availability.

  • Provides a balanced long term evaluation of each investment relative to its peers.

Contact Us Today

To develop a financial plan that leads your organization down the path to success, there isn’t anywhere else to move, but forward.

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The following services are trademarked under Unified Trust, a division of American Trust:

financial administration of retirement plans; financial advisory and consultancy services; financial retirement plan consulting services; financial services, namely, wealth management services.