Retirement Plan Sponsors

In honor of Women’s History Month, it may be appropriate to call attention to the fact that most studies have shown that women fair better as investors than their male counterparts.

U.S. stock prices ended the week higher as the Fed remained resolute in its stance on fighting inflation and raised interest rates 0.25%, despite investor concerns in the banking industry.

U.S. stock prices were mixed as investors were more focused on the fallout from SVB Financial and Signature Bank instead of the February CPI report.

U.S. stock prices declined sharply as investors reacted to the Congressional testimony of Fed Chair Powell and concerns about the banking sector as the government took control of SVB Financial.

U.S. stock prices advanced after closing out the month of February with losses.

The Federal Reserve just raised interest rates again. Inflation is on the rise. The unemployment rate remains low despite a recent wave of corporate layoffs. What does it all mean? That is the quintessential investor question, and it is a difficult one to answer.

U.S. stock prices ended the week lower as the S&P 500 recorded its worst weekly loss since early December, falling -2.66%, as investors are concerned that inflation may have reversed course and ongoing rate hikes from the Fed appear more likely.

U.S. stock prices ended the week mixed as investors weighed healthy growth signals against cloudy monetary policy and inflation outlooks.

U.S. stock prices ended the week lower, snapping a two-week winning streak as investors digested Fed commentary, mixed corporate earnings and resilient economic data.

U.S. stock prices continued their rally last week as investors were able to glean some dovish remarks from the Federal Reserve as Fed Chair Jerome Powell acknowledged disinflationary signs for the first time.

U.S. stock prices moved higher as investor sentiment has improved, despite a weaker outlook for the business cycle.

The “golden ratio” is a mathematical concept that has influenced civilizations and cultures for centuries. Its direct influence ranges from the design of the Egyptian pyramids to modern-day database management and encryption. It is no surprise that the 60% equity and 40% fixed income (60/40) asset allocation has become a symbol of balance and symmetry in portfolio theory. It is an empirically beautiful and truly harmonious keepsake in the field of portfolio management.

One of the provisions in the new SECURE 2.0 Act permits a 529 Plan account beneficiary to roll unused dollars from a 529 Plan into a Roth IRA. But watch out! The SECURE 2.0 act specifies rules and conditions that must be met before the 529 Plan funds can be safely rolled into the Roth IRA.

U.S. stock prices settled back in with mixed results across major indexes.

U.S. stock prices rose again in the second week of the year as investors digested a softer inflation report and companies begin to report fourth quarter results.

The Secure 2.0 Act is a piece of legislation designed to improve retirement security for Americans. Among other things, the Act includes provisions to expand access to employer-sponsored retirement plans, increase catch-up contributions and retirement plan limits, and introduces new Required Minimum Distribution (RMD) rules.

The Consolidated Appropriations Act of 2023 signed into law on December 29, 2022, contains the long-awaited provisions of SECURE 2.0. This is a counterpart to the original Setting Every Community Up for Retirement Enhancement Act (SECURE Act) of 2019. SECURE 2.0 enhances and builds upon the original to help increase retirement savings in America.

U.S. stock prices regained their footing as most major indexes ended in positive territory for the first week of the year.

U.S. stock prices finished with modest losses for the final week of the year. The S&P 500 closed out the year down more than 18% as investors grappled with higher interest rates and a slowing economy.

The shortest day of the year is near. For some, the winter solstice is that day each year when the Earth’s northern hemisphere leans farthest from the sun, offers a mere 9.5 hours of daylight, and when, quite often, we first encounter those frigid winter temperatures.