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"Through thick and thin they are always there for us." - Pete

Freedom Home Equity Line

Free to lock it or leave it!


Achieve peace of mind by locking a portion of your line at a fixed rate of interest at any time, and still have your line open and available to you.

Enjoy low rates

Save money on taxes

Choose your payment

*Rates subject to change without notice. Subject to normal credit approval. Other restrictions may apply. Consult your tax advisor for tax savings. Allows up to three open fixed loans at one time. Fixed loan fee of $50 for 1st three and $100 for any thereafter. Minimum amount to lock is $5000; can lock at any time although fixed rate matures same time as line. Maximum term for fixed rate is 5 years but can be amortized over 15 years (max.). Fixed rate based on normal credit approval.

American Trust and Savings Bank Weather Tower
Located atop the American Trust building on Main Street. The American Trust weather tower provides the weather forecast for an upcoming 24-hour period.